Real estate appraisal services for homeowners in the city of D'iberville and Harrison County

See the top 7 reasons MS homeowners hire Pelican Appraisals, LLC:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to cut your mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a MS divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Harrison county or MS

Own a house in or near D'iberville, MS and need help deciding the value of it?
Contact Pelican Appraisals, LLC.

We at Pelican Appraisals, LLC understand the special needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular homeowner that probably doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Pelican Appraisals, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're qualified in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge a property tax assessment

If you live in a local area that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An expert appraisal from Pelican Appraisals, LLC is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. A professional appraisal from Pelican Appraisals, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Pelican Appraisals, LLC can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Pelican Appraisals, LLC can help you with that. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.